Finance & Money
7 free finance tools — no sign-up required
Free tools for mortgage payments, loan amortization, compound interest, retirement planning, credit card payoff, and more.
Mortgage Calculator
Estimate payments including property tax and insurance
Auto Loan
Car payment calculator with trade-in and sales tax
Compound Interest
Grow your savings with monthly contributions
Credit Card Payoff
Compare one balance with and without extra payments
Savings Goal
Find out how long to reach any savings target
Retirement Calculator
Project your nest egg with compound growth
Loan Payment
Calculate monthly payments with full amortization schedule
About These Finance & Money Calculators
Choose Mortgage for a home loan with tax and insurance inputs, Auto Loan for vehicle financing, or Loan Payment for a general fixed-rate debt. Keep the amount financed, annual rate and payment term consistent when comparing scenarios. An APR that includes fees can differ from a loan's interest rate.
Compound Interest explores growth with an initial balance and end-of-month deposits. Savings Goal estimates a timeline using your entered deposits. Retirement projects a balance and a simplified withdrawal illustration. None predicts market returns, inflation or a guaranteed retirement income. Credit Card Payoff models one balance with a fixed monthly payment, not several debts at once.
What Makes These Tools Stand Out
Compare consistent assumptions
Change one input at a time, keep track of the units and compare both the result and the exclusions stated on each tool.
Check the worked example
Each tool includes a specific example, its calculation method and reference links. Use these to understand the result before applying it to your own situation.
Frequently Asked Questions
Where should I start?
Choose Mortgage for a home loan with tax and insurance inputs, Auto Loan for vehicle financing, or Loan Payment for a general fixed-rate debt. Keep the amount financed, annual rate and payment term consistent when comparing scenarios. An APR that includes fees can differ from a loan's interest rate.
Can I rely on the result for an important decision?
Results depend on your inputs and the model's limitations. They are not financial advice, not medical advice and not legal advice or tax advice. Verify consequential results with an appropriate professional.
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